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svg{width:40px;height:40px}.HomePage_calculatorSection__F6bry{padding:4rem 1rem;background:#fff;min-height:600px}.HomePage_calculatorContainer__3cx0a{max-width:1000px;margin:0 auto}.HomePage_loadingState__KeSqe{text-align:center;padding:3rem;color:#4a5568;font-size:1.125rem}.HomePage_agentInfo__l305a{text-align:center;margin-bottom:2rem}.HomePage_agentInfo__l305a p{color:#718096;font-size:.875rem;font-weight:500}#HomePage_wiyn-calculator__SsKlf{min-height:600px;width:100%}.HomePage_trustSection__IBiR4{padding:4rem 1rem;background:#f8fafc}.HomePage_trustContainer__XBX2n{max-width:1200px;margin:0 auto;text-align:center}.HomePage_trustContainer__XBX2n h2{font-size:clamp(2rem,4vw,3rem);color:#005060;margin-bottom:3rem;font-weight:700}.HomePage_trustGrid__32tGy{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem}.HomePage_trustItem__6AK1X{background:#fff;padding:2rem;border-radius:12px;box-shadow:0 4px 12px rgba(0,0,0,.08);transition:all .3s 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p{color:#4a5568;font-size:.95rem;line-height:1.5;margin-bottom:1rem}.HomePage_actionIcon__mRKfS{width:80px;height:80px;background:#f8fafc;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;color:#0eb2d4;transition:all .3s ease;margin-bottom:1rem}.HomePage_actionIcon__mRKfS svg{width:40px;height:40px}.HomePage_actionLink__CEv9k{color:#0eb2d4;font-weight:600;font-size:1rem}.HomePage_finalCta__Lj4Gy{padding:4rem 1rem;background:linear-gradient(135deg,#005060,#00B5D5);text-align:center;color:#fff;position:relative;overflow:hidden}.HomePage_finalCta__Lj4Gy:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(circle at center,rgba(255,255,255,.1) 0,transparent 70%);z-index:0}.HomePage_finalCtaContainer__GyvDv{max-width:800px;margin:0 auto;position:relative;z-index:1}.HomePage_finalCtaContainer__GyvDv h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:1rem;font-weight:700}.HomePage_finalCtaContainer__GyvDv p{font-size:1.25rem;margin-bottom:2rem;opacity:.95;font-weight:500}.HomePage_finalCtaButton__gHZr3{background:linear-gradient(135deg,#f1654b,#ed3413);color:#fff;padding:1.25rem 2.5rem;font-size:1.125rem;font-weight:700;border:none;border-radius:50px;cursor:pointer;transition:all .3s ease;box-shadow:0 6px 20px rgba(0,0,0,.2);text-transform:uppercase;letter-spacing:1px}.HomePage_finalCtaButton__gHZr3:hover{transform:translateY(-3px);box-shadow:0 8px 25px rgba(0,0,0,.3);background:linear-gradient(135deg,#ed3413,#d32000)}.HomePage_finalCtaButton__gHZr3:active{transform:translateY(-1px)}@media(max-width:768px){.HomePage_heroSection__krojQ{padding:3rem 1rem}.HomePage_stepsContainer__s_rOd,.HomePage_trustGrid__32tGy{grid-template-columns:1fr;gap:1.5rem}.HomePage_ctaButton__HGf4K,.HomePage_finalCtaButton__gHZr3{padding:1rem 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#f7f9fb;border-radius:50px;background:#f7f9fb;position:relative;z-index:1;width:100%;max-width:1200px;margin-left:auto;margin-right:auto}.HowItWorks_stepsTitle__bJy5_{font-size:clamp(1.75rem,3vw,2.5rem);color:#0eb2d4;font-weight:700;margin:0}.HowItWorks_stepsGrid__1KrSQ{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:3rem;position:relative;z-index:2;margin-top:-45px}@media(min-width:768px){.HowItWorks_stepsGrid__1KrSQ{grid-template-columns:repeat(3,1fr)}}.HowItWorks_stepCard__pp65u{text-align:center;padding:0;background:rgba(0,0,0,0);border:none;box-shadow:none}.HowItWorks_stepCard__pp65u h3{font-size:1.25rem;color:#0eb2d4;margin:1rem 0 .5rem;font-weight:600}.HowItWorks_stepCard__pp65u p{color:#4a5568;font-size:.95rem;line-height:1.5;margin:0}.HowItWorks_stepIcon__we17_{width:90px;height:90px;background:#0eb2d4;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;margin:0 auto;color:#fff;position:relative;z-index:3}.HowItWorks_stepIcon__we17_ svg{width:40px;height:40px}.HowItWorks_buttonWrapper__9mc2O{text-align:center;margin-top:3rem}.HowItWorks_ctaButton__FTluC{display:inline-block;background:#e85d3d;color:#fff;padding:1.25rem 3rem;border-radius:50px;font-size:1.25rem;font-weight:600;text-decoration:none;transition:all .3s ease}.HowItWorks_ctaButton__FTluC:hover{background:#d64d2d;transform:translateY(-2px);box-shadow:0 10px 25px rgba(232,93,61,.3)}@media(max-width:768px){.HowItWorks_stepsContainer__WA2cg{grid-template-columns:1fr;gap:1.5rem}}.HowWeCalculate_howWeCalculateSection__gnLx3{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,sans-serif;line-height:1.6;color:#333;background-color:#fff;width:100%}.HowWeCalculate_howWeCalculateSection__gnLx3 *{margin:0;padding:0;box-sizing:border-box}.HowWeCalculate_container__DrFbE{max-width:1200px;margin:0 auto;padding:0 20px}.HowWeCalculate_section__3ios3{padding:40px 0}.HowWeCalculate_section__3ios3.HowWeCalculate_sectionLight___oXKN{background-color:#f8f9fa}.HowWeCalculate_section__3ios3.HowWeCalculate_sectionWhite__EDS9g{background-color:#fff}.HowWeCalculate_heroSection__MRIM7{background-image:linear-gradient(rgba(0,0,0,.5),rgba(0,0,0,.5)),url(/wiyn-images/Picture28.png);background-size:cover;background-position:50%;background-attachment:fixed;min-height:600px;display:flex;align-items:center;color:#fff;position:relative;width:100%;overflow:hidden}.HowWeCalculate_heroContainer__lSVtH{max-width:1200px;margin:0 auto;padding:0 20px}.HowWeCalculate_heroContent__BlITe{max-width:800px;padding:60px 20px;text-align:left}.HowWeCalculate_heroTitle__kp4LK{font-size:clamp(2.5rem,5vw,4rem);font-weight:700;line-height:1.2;margin-bottom:30px;color:#fff!important;text-shadow:2px 2px 4px rgba(0,0,0,.5)}.HowWeCalculate_heroSubtitle__kvd64{font-size:clamp(1.2rem,3vw,1.8rem);font-weight:600;margin-bottom:25px;color:#fff!important;text-shadow:1px 1px 2px rgba(0,0,0,.5)}.HowWeCalculate_heroText__en1Uo{font-size:clamp(1rem,2.5vw,1.25rem);line-height:1.6;margin-bottom:20px;color:#fff!important;text-shadow:1px 1px 2px rgba(0,0,0,.5)}.HowWeCalculate_heroBtn__gbQB5{display:inline-block;padding:20px 40px;background-color:#00b5d5;color:#fff;text-decoration:none;border:none;border-radius:16px;font-weight:700;font-size:2.2rem;text-align:center;transition:all .3s ease;margin-top:20px;box-shadow:0 4px 12px rgba(0,181,213,.3);cursor:pointer}.HowWeCalculate_heroBtn__gbQB5:hover{background-color:#0099b8;transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,181,213,.4)}.HowWeCalculate_threeMethodsLayout__hRVMS{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}@media(max-width:768px){.HowWeCalculate_threeMethodsLayout__hRVMS{grid-template-columns:1fr;gap:20px}}.HowWeCalculate_threeMethodsContent__Ynble{text-align:left}.HowWeCalculate_threeMethodsTitle__qRcDQ{font-size:clamp(2rem,3vw,2.5rem);font-weight:700;margin-bottom:20px;line-height:1.3}.HowWeCalculate_threeMethodsTitle__qRcDQ .HowWeCalculate_darkBlue__j85hv{color:#203d55}.HowWeCalculate_threeMethodsTitle__qRcDQ .HowWeCalculate_lightBlue__PuHi9{color:#0eb0d2}.HowWeCalculate_threeMethodsText__32VqD{font-size:1.3rem;line-height:1.6;color:#333}.HowWeCalculate_threeMethodsImage__Qs7Dx{text-align:center}.HowWeCalculate_threeMethodsImage__Qs7Dx img{max-width:100%;height:auto}.HowWeCalculate_methodsNewGrid__d1Z_h{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:stretch}@media(max-width:768px){.HowWeCalculate_methodsNewGrid__d1Z_h{grid-template-columns:1fr;gap:20px}}.HowWeCalculate_methodCardDark__4uPF6{background:#334155;color:#fff;padding:30px;border-radius:20px;box-shadow:0 4px 20px rgba(0,0,0,.1);display:flex;flex-direction:column}.HowWeCalculate_methodCardDark__4uPF6 h3{color:#fff;font-size:2rem;margin-bottom:20px;font-weight:700}.HowWeCalculate_methodCardDark__4uPF6 p{color:#fff;margin-bottom:20px;line-height:1.6;font-size:1.2rem}.HowWeCalculate_researchItems__1yPNN{margin:20px 0}.HowWeCalculate_researchItem__6rDN3{display:flex;align-items:flex-start;margin-bottom:15px;gap:12px;font-size:1.2rem;color:#fff}.HowWeCalculate_bulletIcon__rZsVM{color:#00b5d5;font-size:1.2rem;margin-top:2px;flex-shrink:0}.HowWeCalculate_methodsRightColumn__i07pP{display:flex;flex-direction:column;gap:20px}.HowWeCalculate_methodCardLight__6OcTU{background:#0eb0d2;color:#fff;padding:30px;border-radius:20px;box-shadow:0 4px 20px rgba(0,0,0,.1);flex:1}.HowWeCalculate_methodCardLight__6OcTU h3{color:#fff;font-size:2rem;margin-bottom:20px;font-weight:700}.HowWeCalculate_methodCardLight__6OcTU p{color:#fff;margin-bottom:15px;line-height:1.6;font-size:1.2rem}.HowWeCalculate_introSection__IcvFV{text-align:center;max-width:800px;margin:0 auto 40px}.HowWeCalculate_introSection__IcvFV h2{color:#203d55;font-size:2.5rem;margin-bottom:20px}.HowWeCalculate_introSection__IcvFV p{font-size:1.3rem;line-height:1.6}.HowWeCalculate_featuresNewGrid__jy94E{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}@media(max-width:768px){.HowWeCalculate_featuresNewGrid__jy94E{grid-template-columns:1fr;gap:20px}}.HowWeCalculate_featureCardNew__VbktH{display:flex;align-items:stretch}.HowWeCalculate_featureCardBlueBg__z6SY0{background:linear-gradient(135deg,#00B5D5,#0099b8);border-radius:20px;box-shadow:0 4px 20px rgba(0,0,0,.1);width:100%;padding:30px}.HowWeCalculate_featureCardContent__nJ6p8{text-align:center}.HowWeCalculate_featureCardContent__nJ6p8 p{color:#fff;font-size:1.15rem;line-height:1.6}.HowWeCalculate_featureImage__b54uN{width:86px;height:86px;margin:0 auto 20px;display:block;-o-object-fit:contain;object-fit:contain}.HowWeCalculate_accurateNumberTitle__OUtZV{text-align:center;margin-bottom:40px;padding:20px;background:#f0f4f8;border-radius:10px}.HowWeCalculate_accurateNumberTitle__OUtZV h2{color:#203d55;font-size:2.5rem;font-weight:700;margin:0}.HowWeCalculate_twoColumn__l8bz0{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;margin-bottom:30px}@media(max-width:768px){.HowWeCalculate_twoColumn__l8bz0{grid-template-columns:1fr;gap:20px}}.HowWeCalculate_largeText__vVurJ{font-size:1.3rem;line-height:1.7;margin-bottom:20px}.HowWeCalculate_largeText__vVurJ strong{color:#203d55;font-weight:700}.HowWeCalculate_diagramContainer__cTun6{text-align:center}.HowWeCalculate_diagramImage__A_5kt{max-width:100%;height:auto;border-radius:10px}.HowWeCalculate_estimateStatement__pF49M{background:#0eb0d2;color:#fff;padding:30px;border-radius:20px;margin-top:30px;text-align:center}.HowWeCalculate_estimateStatement__pF49M p{font-size:1.3rem;line-height:1.6;margin:0}.HowWeCalculate_estimateStatement__pF49M p strong{font-weight:700}.HowWeCalculate_finalCta__7NP8l{background:linear-gradient(135deg,#203D55,#334155);color:#fff;padding:60px 0;text-align:center}.HowWeCalculate_finalCtaContent__aQocN{max-width:800px;margin:0 auto}.HowWeCalculate_finalCtaContent__aQocN h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:20px;color:#fff}.HowWeCalculate_finalCtaContent__aQocN p{font-size:1.25rem;margin-bottom:30px;opacity:.95}.HowWeCalculate_finalCtaButton__L34uA{background:linear-gradient(135deg,#00B5D5,#0099b8);color:#fff;padding:18px 36px;font-size:1.25rem;font-weight:700;border:none;border-radius:50px;cursor:pointer;transition:all .3s ease;box-shadow:0 6px 20px rgba(0,181,213,.3);text-transform:uppercase;letter-spacing:1px}.HowWeCalculate_finalCtaButton__L34uA:hover{transform:translateY(-3px);box-shadow:0 8px 25px rgba(0,181,213,.4)}.HowWeCalculate_finalCtaButton__L34uA:active{transform:translateY(-1px)}@media(max-width:768px){.HowWeCalculate_heroContent__BlITe{padding:40px 20px}.HowWeCalculate_heroBtn__gbQB5{font-size:1.5rem;padding:16px 32px}.HowWeCalculate_featureCardBlueBg__z6SY0,.HowWeCalculate_methodCardDark__4uPF6,.HowWeCalculate_methodCardLight__6OcTU{padding:20px}.HowWeCalculate_methodCardDark__4uPF6 h3,.HowWeCalculate_methodCardLight__6OcTU h3{font-size:1.5rem}.HowWeCalculate_methodCardDark__4uPF6 p,.HowWeCalculate_methodCardLight__6OcTU p{font-size:1rem}}.LeadCapture_leadCaptureSection__0GMqD{padding:4rem 2rem;background:linear-gradient(135deg,#f0f9ff,#e0f2fe)}.LeadCapture_leadCaptureContainer__h7hBJ{max-width:1300px;margin:0 auto;padding:0 1rem}@media(min-width:640px){.LeadCapture_leadCaptureContainer__h7hBJ{padding:0 1.5rem}}@media(min-width:1024px){.LeadCapture_leadCaptureContainer__h7hBJ{padding:0 2rem}}.LeadCapture_leadCaptureGrid__Z89t6{display:grid;grid-template-columns:1.7fr 1fr;gap:3rem;align-items:start}@media(max-width:968px){.LeadCapture_leadCaptureGrid__Z89t6{grid-template-columns:1fr}}.LeadCapture_formColumn__6AEai{background:#fff;padding:2.5rem;border-radius:16px;box-shadow:0 10px 30px 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